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Debt Screening








Scoring: each 'yes' answer scores one point
Scoring 4+ indicates that you may have a shopping or spending addiction problem

Are your debts making your home life unhappy? Yes No
Does the pressure of your debts distract you from your daily work? Yes No
Are your debts affecting your reputation? Yes No
Do your debts cause you to think less of yourself? Yes No
Have you ever given false information in order to obtain credit? Yes No
Have you ever made unrealistic promises to your creditors? Yes No
Does the pressure of your debts make you careless of the welfare of your family? Yes No
Do you ever fear that your employer, family or friends will learn the extent of your total indebtedness? Yes No
When faced with a difficult financial situation, does the prospect of borrowing give you an inordinate feeling of relief? Yes No
Does the pressure of your debts cause you to have difficulty sleeping? Yes No
Has the pressure of your debts ever caused you to consider getting drunk? Yes No
Have you ever borrowed money without giving adequate consideration to the rate of interest you are required to pay? Yes No
Do you usually expect a negative response when you are subject to a credit investigation? Yes No
Have you ever developed a strict regimen for paying off your debts, only to break it under pressure? Yes No
Do you justify your debts by telling yourself that you are superior to the "other" people, and when you get your "break" you'll be out of debt overnight? Yes No